Loan Referrals

6/19/2007

Federal and Alternative Graduate Student Loans from gradloans.com

There are a variety of low-interest loans and other aid programs available to graduate students through the FFELP and Direct Loan Program. Many are similar to the undergraduate loan programs, yet with higher annual loan limit amounts. Others are unique to a graduate student's specific area of study. In addition, many lenders offer private loans to meet un-met graduate need.

Graduate Student Loan Programs



* Graduate Stafford Loan
* Private / Alternative Loan for Graduate Students
* Graduate PLUS Loan

Graduate Loans for Specific Fields of Study



* MBA Loan Programs
* Dental School Loans
* Medical School Loans
* Business School Loans
* Law School Loans
* Nursing School Loans
* Other graduate fields of study

Recent Graduates



* Graduate Student Loan Consolidation

Continuing Education Students



* Continuing Education Loans

Undergraduate Students



* Stafford Student Loan
* PLUS Loan - Parent Loan for Undergraduate Students
* Alternative Student Loans

Undergraduates



The federal government and private lenders offer federal students loans to finance their education. These government loans, offered through FFELP or the Direct Loan Program, have low interest rates and do not require credit checks or collateral. Student loans provide a variety of deferment options and extended repayment terms. Eligibility for each type of loan usually depends on need as determined by the Department of Education or the financial aid office. In addition, many lenders offer
private loans to cover un-met need.
Parents

Parents of dependent undergraduate students attending an eligible college, university, or trade school may take out a PLUS loan to fund their child's entire cost of attendance, minus any other financial aid. Parents with satisfactory credit may qualify for a PLUS loan regardless of their income level or financial assets. PLUS loan proceeds may be used to pay all authorized education expenses. PLUS loans are offered by both the federal government and private lenders. In addition, private alternative student loans are offered to meet undergraduate need.

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