Graduate Student Loan Programs
* Graduate Stafford Loan
* Private / Alternative Loan for Graduate Students
* Graduate PLUS Loan
Graduate Loans for Specific Fields of Study
* MBA Loan Programs
* Dental School Loans
* Medical School Loans
* Business School Loans
* Law School Loans
* Nursing School Loans
* Other graduate fields of study
Recent Graduates
* Graduate Student Loan Consolidation
Continuing Education Students
* Continuing Education Loans
Undergraduate Students
* Stafford Student Loan
* PLUS Loan - Parent Loan for Undergraduate Students
* Alternative Student Loans
Undergraduates
The federal government and private lenders offer federal students loans to finance their education. These government loans, offered through FFELP or the Direct Loan Program, have low interest rates and do not require credit checks or collateral. Student loans provide a variety of deferment options and extended repayment terms. Eligibility for each type of loan usually depends on need as determined by the Department of Education or the financial aid office. In addition, many lenders offer private loans to cover un-met need.
Parents
Parents of dependent undergraduate students attending an eligible college, university, or trade school may take out a PLUS loan to fund their child's entire cost of attendance, minus any other financial aid. Parents with satisfactory credit may qualify for a PLUS loan regardless of their income level or financial assets. PLUS loan proceeds may be used to pay all authorized education expenses. PLUS loans are offered by both the federal government and private lenders. In addition, private alternative student loans are offered to meet undergraduate need.
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